With roots in the Australian insurance industry going back over 138 years, and being part of the Commonwealth Bank Group, CommInsure is one of Australias largest life risk insurers. CommInsure has always maintained a strong focus on providing its customers with innovative, and straightforward insurance.
To achieve this CommInsure is continually reviewing and re-developing their products, Monitors customer satisfaction, Promptly and efficiently pays out on all genuine and valid claims, Only employs dedicated insurance specialists & always provides clear and simple product information.
In addition to their no nonsense approach, their award winning products and services have been recognised in some of the most prestigious industry forums.
CommInsure can even provide access to a financial planner to ensure your financial future is set up correctly, not just your income protection. With the correct financial advice, you can arrange for the premiums you pay to be a tax deduction, depending on your work circumstance. That means, the price you pay to have your income protected, could be a lot less than you might expect.
In 2015 alone, the company paid out over $850 million in claims to Australians. CommInsure are part of the Commonwealth Bank brand, one of Australia's leading and long-standing financial institutions. CommInsure continue to be a favourite in the marketplace, winning a stream of awards such as Life Company of the Year and National Contact Centre of the Year. People all over Australia go with CommInsure because they know they will get the best products as well as the best service. Whether you require individual or business income cover, CommInsure can provide specialised insurance protection.
To qualify for income protection, your work level must either be that of a full time employee or permanent part time (minimum 20 hours per week). When it comes to income protection, you may also want to think about covering the fixed operating expenses of your business should you face the event of sudden disability.
Some of the benefits and features available with a CommInsure policy include, total disability, reward cover, rehabilitation, waiving premiums and extended cover. You can even upgrade your policy for additional features such as family support, home care and specific injuries benefit.
It can be hard deciding what companies and policies to choose. CommInsure stand out because in 2012, they were the first life insurance company in Australia to roll its policies out under the United Nations Principles for Responsible Investment. CommInsure follow a strict set of ethical guidelines in line with this to carry out their investment decisions.