Compare Funeral Insurance Cover

Funeral Insurance Cover

Comparing Funeral Insurance Quotes

Compare funeral insurance cover online. We compare insurance options for you with leading Australian funeral insurance companies to provide you the cheapest funeral cover available. You can receive instant funeral insurance quotes from a personal dedicated specialist to assist you with the best option available.

A funeral can easily cost up to $20,000 and usually starts from around $6,000. For most families, this is a big expense to cover, particularly at a time when they least expect it. Wouldn’t it be nice to know that a prepaid funeral is in place for any unforeseen circumstances?

You're going to be covered wherever you are in the world, 24 hours of the day, 365 days of the year. Just remember that when you apply for a funeral insurance quote, ensure you fully disclose any pre-existing medical conditions and things like your smoking status.

What is Funeral Insurance

Funeral insurance works much in the same way as insurance for your personal products or car might work, as you could pay fortnightly or monthly for a set cover value. Funeral insurance is a convenient type of insurance that is intended to provide support to your family to cover large lump sum funeral costs and associated expenses. Much in the same way that it can be hard to fork out thousands of dollars for a new car if it is not insured at the time of an accident, your family may face great financial hardship coming up with the money to pay for your funeral.

Unfortunately, there is usually not a lot of time available when it comes to funerals as they need to be arranged quite quickly, adding to the financial stress. Typically, funeral amounts you might insure for could range between $3,000 and $50,000 with $15,000 being the most common amount. Your nominated beneficiary receives this sum.

Insurance Benefits

  • A lump sum payout up to your covered amount
    We can provide a lump sum payout towards your funeral costs. We provide unlimited cover amounts to suit your financial means.
  • Fast access to your money
    Your payment will normally be paid within 48 hours once your claim is approved.
  • Pre-Existing Medical Conditions
    We can asses pre-existing medical conditions on a case by case basis.
  • Level, Stepped and Hybrid Premiums
    Consider the different level of premiums and cover. You can discuss this with our specialists

Funeral Costs

You will be more satisfied knowing your funeral plans are in place should the inevitable happen. Protecting your loved ones from the financial difficulty of having to cover your funeral expenses. There are various different payment plans to suit you such as flexible cover and greater value policies, with death benefit policies thre are no medical tests or forms to stress over as one of our dedicated consultants will handle all this for you.

Please note costs can vary as Burial insurance is a paid out cash policy which accrues cash value over time. We have put together a simple funeral guide to give you arough idea of funeral prices you could be covered for with a burial policy.

  • Coffin: $780 to $3250
  • Casket: $5000 to $11,800
  • Flowers: $200+
  • Service: $1600
  • 10 person Limousine hire: $600
  • Funeral notice: $500 to $1500
  • Burial: $3500
  • Cremation: $900 to $3400
  • Doctors certificate: $60
  • Death certificate $25 to $49

Funeral Insurance Features

Each insurance provider may offer slightly different features and benefits. To find the right cover for you and your family, it is best to thoroughly check each policy's features. Sometimes, the cheapest option may not include all of the features that are important to you. Here are some common features people look out for:

Choice of premiums

You might prefer stepped premiums that increase with age or perhaps level premiums that are fixed for the life of the policy. Look at the premium that best suits your budget in the short and long term.

Amount covered

Consider how much your family will be able to afford in a lump sum upon death and pick the amount covered for your funeral that is best in line with that. Compare funeral insurance right here with us to ensure we find you the best rates in the marketplace. You might decide to cover less than what the funeral may cost or insure it for the full amount. You could insure for as little as $3,000, for example, or an amount around $30,000 to cover every single expense that will come up.

Medical tests

Some providers offer insurance without requiring you to undergo blood and medical tests or examinations. This is a popular feature as it can mean getting fast and easy cover without the hassle of having to visit your GP.

Terminal illness cover

In the case where you are diagnosed with a terminal illness, you may be able to choose additional cover prior which could provide early payment when required.

What affects the price?

The cost of your premium will vary depending on your circumstances and commonly these factors are:

  • How much cover you would like
  • Your date of birth
  • Your gender
  • Where you live
  • Any extras you require